Product Loan

In today’s digital age, various products such as smartphones, laptops, DSLR cameras, and printers have become essential for both personal and professional use. However, the high cost of these products often becomes a barrier for individuals who wish to purchase them. At RIFS, we offer a Product Loan designed to help you acquire the latest digital gadgets and products without the financial strain. With easy documentation, quick approval, and fast disbursal, RIFS ensures that your desired products are within reach. Don’t let the price tag stop you from upgrading your lifestyle or enhancing your business—apply for a Product Loan with RIFS today and enjoy the convenience of easy financing.

Eligibility Criteria

• Age:

Salaried customers: Between 18 and 60 years

Self-employed customers: Up to 65 years

• Income Source: Applicants must have a regular source of income, either from employment or self-employment.

Documents required

To apply for a Product Loan, ensure you have the following documents ready:

1. Identity & Address Proof (Standard KYC documents)

PAN Card, Aadhar Card or Proof of possession of Aadhaar number (on voluntary basis), Driving License, Voter’s ID, Utility Bill (Electricity Bill, Post-paid/Landline Bill; should not be more than 2 months old), Passport size photo

1. Banking Documents

Bank account statement or passbook (updated within the last 90 days)

RIFS makes the application process simple and efficient, so you can secure your product loan with minimal hassle.